I have a disabled 6 yr old daughter and eventually we are going to be needing a 3 bedroom bungalow and they are very rare through our local council. This means we are eventually going to have to get a mortgage, I am only 23 and quite confused with the whole thing but I have been told you can get a mortgage although you are unemployed, if you are receiving long term disability benefit is this right?

You generally have to prove that the disability will continue for 3 years in order to use the income to help you qualify for the mortgage.